Self-Employed? Get a Mortgage Based on What You Really Earn

We structure your income in a way lenders accept — including dividends, retained profits and multiple revenue streams. Many clients secure offers in 10 days or less.

WHO THIS IS FOR

If you’re self-employed or a company director, traditional mortgage applications often don’t reflect your true financial strength. We specialise in presenting your income in the best possible light to get you the mortgage you deserve.

You're a sole trader or freelancer with fluctuating income but mainstream lenders have turned you down

You've been self-employed for less than 3 years and can't get 2-3 years of accounts together yet

You retain profits in your business rather than drawing them as personal income – and your "paper income" looks too low

You have multiple income streams from different businesses or contracts and don't know how to present them

WHY CLIENTS CHOOSE US

income packaging that presents dividends, retained profits, and multiple income streams optimally

Access to 45+ self-employed specialist lenders including those who accept 1 year's accounts or even SA302s only

Specialist knowledge of tax-efficient structures that high street banks misunderstand

10-day average approval for directors and sole traders with 1+ year accounts